On The Bay

Home to an abundance of wildlife is the gorgeous Choctawhatchee Bay, which is located just off the Florida Gulf Coast and connects to the sea via Destin’s East Pass. At 129 square miles in size, the bay is where you’ll find a number of communities—from the tranquil Rocky Bayou area to the vibrant city of Destin. There is so much to do and a community to fit every lifestyle. Foodies will enjoy what the city has to offer, whilst those who like to take things slow will love to take the boat out in the evenings. The On The Bay communities offer residents unique opportunities, including the chance to own gorgeous properties with spectacular water views! Learn more about the On The Bay communities.

Lake at Niceville with trees in the Florida 30A area

On The Bay Communities Real Estate Statistics

Average Price $1.5M
Lowest Price $1.3K
Highest Price $15M
Total Listings 59
Avg. Days On Market 99
Avg. Price/SQFT $372

Property Types (active listings)

Communities for On The Bay Lifestyles

For those who want to embrace waterfront living, yet still seek to be tucked away in seclusion, these homes provide great access to the Choctawhatchee Bay.


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Explore Real Estate in On The Bay Communities

When it comes to real estate in any of the Choctawhatchee Bay communities, each one has something special to offer! But regardless of where you are, you’re always just a drive away from the clear blue water of the Gulf of Mexico. 

Larger communities offer a multitude of shops, restaurants, and entertainment opportunities. Destin, which is located both on the Gulf Coast and on Choctawhatchee Bay, has a hot real estate market because of its prime location. Here you’ll find contemporary townhomes and gorgeous luxury waterfront estates—with all the modern amenities you could ask for! While, of course, properties with private dock access and ocean on bay views are some of most highly sought-after homes, Destin’s fantastic location ensures that one is never truly far away from the water. Plus—many of the luxury single-family homes do have a pool!

Neighborhoods within Destin, such as Kelly Plantation, also offer residents some spectacular features. This neighborhood in particular is located right on the Kelly Plantation Golf Club—which means that residents can always enjoy a day on the green.

Niceville, another On The Bay community, is located on the opposite side of Choctawhatchee Bay (in relation to Destin)! This city and its surrounding communities, such as Rocky Bayou and Valparaiso, are lakefront living at its finest. Real estate is more moderately priced here, with a selection of townhomes and single-family homes to choose from. However, the most desirable properties are once again located right by the water—with homes having their own dock in the bay.  

Discover Life In On The Bay Communities

The biggest draw for the On The Bay communities is the water access and the multitude of outdoor activities that you can enjoy!

From swimming to fishing, many Choctawhatchee Bay residents love the year-round adventures one can have outdoors. One of the most popular activities is, of course, boating, and homes with waterfront access are especially desirable. 

There is much to do for residents and tourists alike in the bayfront communities of the Emerald Coast. Destin, for example, is well-known for its fishing, as it did indeed begin as a fishing village. However, the area is also home to numerous parks and green spaces, as well as golf courses and the Destin Executive Airport. Families in particular are drawn to this area because of the family-friendly activities. The city of Destin is where you’ll find Big Kahuna's Water & Adventure Park, Urban Air Adventure Park, The Track - Destin, and so much more. 

For those who live a more tranquil and relaxed lifestyle, there are other communities around the bay that will definitely appeal to you. Santa Rosa Beach is a quiet little community with beautiful forests and possessing gorgeous white sand beaches—plus both Gulf Coast and Choctawhatchee Bay access! As well, Santa Rosa Beach is only a 35-minute drive to downtown Destin—so accessing even more shops and restaurants is quick and easy. But Santa Rosa Beach has a great location! With its parks and attractions, including Eden Gardens State Park and Blue Mountain Beach, there’s so much to see and do in and around this area… and in any of the other, stunning On The Bays communities, too!


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